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1. Information We Collect
When you use Wall Street Favorites, we may collect the following information:
- Email address — provided when you subscribe or sign in.
- Payment information — processed securely by Stripe. We do not store your credit card details.
- Brokerage data — if you connect your brokerage via Plaid, we access your investment holdings to provide portfolio analysis. We do not store your brokerage login credentials.
- Usage data — basic analytics such as pages visited, features used, and device type.
2. How We Use Your Information
- To provide and maintain the Wall Street Favorites service.
- To process subscription payments and manage your account.
- To analyze your portfolio holdings (if you opt in via Plaid).
- To send transactional emails related to your subscription.
- To improve our service and user experience.
3. Third-Party Services
We use the following third-party services:
- Stripe — for secure payment processing. Stripe's privacy policy: stripe.com/privacy
- Plaid — for brokerage account connectivity (optional). Plaid's privacy policy: plaid.com/legal
- Financial Modeling Prep — for financial data used in our stock rankings.
- Vercel — for hosting and content delivery.
4. Cookies
We use minimal cookies and local storage to:
- Remember your login session (email stored in localStorage).
- Maintain your preferences and subscription status.
We do not use third-party tracking cookies or advertising cookies.
5. Data Retention
We retain your email and subscription data for as long as your account is active. If you cancel your subscription, we may retain basic records for accounting and legal purposes. Plaid access tokens are stored securely and can be revoked upon request.
6. Data Security
We implement industry-standard security measures to protect your data. Payment processing is handled entirely by Stripe using PCI-compliant infrastructure. Brokerage connections are secured by Plaid's bank-level encryption.
7. Your Rights
You have the right to:
- Access the personal data we hold about you.
- Request deletion of your data.
- Disconnect your brokerage account at any time.
- Cancel your subscription at any time with one click.
8. Children's Privacy
Wall Street Favorites is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children.
9. Changes to This Policy
We may update this privacy policy from time to time. We will notify subscribers of material changes via email.
10. Contact Us
If you have questions about this privacy policy or your data, please contact us at:
austinhankwitz@gmail.com